Commercial relationships are allowed. Hidden commercial influence is not.
Rankings are based on use-case fit, implementation burden, insurance-workflow compatibility and current product information. Affiliate payout is tracked separately and cannot promote a weaker fit into a higher editorial position.
Pricing, plan details and affiliate terms are checked against vendor documentation before material updates. If a fact cannot be verified, it should be presented as uncertain or omitted.
We do not say “we tested” a product unless the site owner or editorial team actually had hands-on access. Product research, user-review synthesis and hands-on testing are labeled differently.
Software changes quickly. When a product or plan changes, we update the affected page and date-stamp the material revision.