:root{--ink:#0b1730;--muted:#5c6878;--line:#dce5ee;--soft:#f5f8fb;--soft2:#edf4f8;--brand:#0d3b66;--brand2:#0f9d6e;--brand3:#3b82f6;--accent:#f59e0b;--danger:#dc5b49;--white:#fff;--shadow:0 18px 48px rgba(13,59,102,.10);--radius:20px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.68}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}a{color:var(--brand3)}img{max-width:100%}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:inline-flex;align-items:center;gap:11px;color:var(--ink);text-decoration:none;font-weight:900;letter-spacing:-.02em}.brand-mark{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:11px;background:linear-gradient(145deg,var(--brand),var(--brand2));color:#fff;font-size:11px;letter-spacing:.06em;box-shadow:0 8px 20px rgba(15,157,110,.18)}.navlinks{display:flex;gap:22px;align-items:center}.navlinks a,.site-footer a{color:var(--muted);text-decoration:none;font-weight:650}.navlinks a:hover,.navlinks a.active,.site-footer a:hover{color:var(--ink)}.nav-cta{padding:10px 14px;border-radius:11px;background:var(--brand2)!important;color:#fff!important}.menu{display:none;background:transparent;border:0;font-size:24px}
.hero{padding:64px 0 54px;background:linear-gradient(135deg,#f8fbff 0%,#eef8f5 54%,#fff7e8 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:38px;align-items:center}.eyebrow{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.13em;color:var(--brand2)}h1,h2,h3{line-height:1.12;letter-spacing:-.035em;margin-top:0}h1{font-size:clamp(42px,6vw,70px);margin:.22em 0 .28em}h2{font-size:clamp(29px,4vw,42px);margin:1.5em 0 .45em}h3{font-size:22px}.lede{font-size:20px;color:var(--muted);max-width:820px}.hero-illustration{border-radius:26px;overflow:hidden;box-shadow:0 28px 68px rgba(13,59,102,.16);border:1px solid #dbe5ef;background:#fff}.hero-illustration img{width:100%;height:445px;object-fit:cover;object-position:62% 25%;display:block}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 18px;border-radius:12px;text-decoration:none;font-weight:850;background:var(--brand);color:#fff;transition:.18s ease}.btn:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(13,59,102,.12)}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}.btn.green{background:var(--brand2)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.trust-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:23px;font-size:14px;font-weight:750;color:#425267}.feature-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:-30px;position:relative}.feature{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:18px;border-radius:16px}.feature strong{display:block}.feature span{color:var(--muted);font-size:14px}
.section{padding:66px 0}.section.alt{background:var(--soft)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:22px;margin-bottom:26px}.section-head p{max-width:680px;color:var(--muted)}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card,.review-card,.cta,.note,.toc,.newsletter,.visual-card,.decision-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.card{padding:25px}.card h3{margin:12px 0 10px}.card p{color:var(--muted)}.pill{display:inline-flex;padding:5px 9px;border-radius:999px;background:var(--soft2);font-size:12px;font-weight:850;color:var(--brand)}.kicker{color:var(--brand2);font-weight:850}.page-hero{padding:54px 0 40px;background:linear-gradient(135deg,#f7fbff,#f0f7f5);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(38px,5vw,58px);margin-bottom:10px}.page-hero p{color:var(--muted);max-width:820px;font-size:18px}
.article-shell{display:grid;grid-template-columns:minmax(0,790px) 300px;gap:48px;align-items:start}.article{padding:56px 0}.article h1{font-size:clamp(38px,5vw,62px)}.article p,.article li{font-size:18px}.article .meta{font-size:14px;color:var(--muted)}.article a{color:var(--brand3)}.toc{position:sticky;top:96px;padding:20px;margin-top:56px}.toc strong{display:block;margin-bottom:10px}.toc a{display:block;padding:6px 0;color:var(--muted);text-decoration:none;font-size:14px}.callout,.note{padding:20px 22px;border-left:4px solid var(--brand2);background:#f3fbf8;margin:26px 0;border-radius:12px}.note{border-left-color:var(--accent);background:#fffaf0}.ad-disclosure{font-size:13px;background:#fff7df;border:1px solid #f1db93;border-radius:10px;padding:10px 12px;margin-bottom:18px}.tablewrap{overflow:auto;border:1px solid var(--line);border-radius:15px;margin:22px 0;box-shadow:0 8px 30px rgba(13,59,102,.05)}table{width:100%;border-collapse:collapse;min-width:720px;background:#fff}th,td{padding:15px 16px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}th{background:var(--soft);font-size:14px}tr:last-child td{border-bottom:0}.winner{background:#effbf7}.review-card{padding:24px;margin:28px 0}.review-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}.score{font-size:30px;font-weight:900}.proscons{display:grid;grid-template-columns:1fr 1fr;gap:16px}.pros,.cons{padding:16px;border-radius:12px}.pros{background:#eff8f5}.cons{background:#fff4f1}.cta{padding:24px;margin:30px 0;background:linear-gradient(135deg,#0b2340,#0d3b66);color:#fff}.cta p{color:#d8e5f3}.cta a{color:#fff}.cta .fine{font-size:13px;color:#cbd5e1}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted);text-decoration:none}.checklist{list-style:none;padding:0}.checklist li{padding-left:28px;position:relative;margin:8px 0}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--brand2);font-weight:900}.faq details{border-top:1px solid var(--line);padding:16px 0}.faq summary{font-weight:850;cursor:pointer}.faq p{margin-bottom:0}.author-box{display:grid;grid-template-columns:64px 1fr;gap:18px;align-items:center;padding:20px;border:1px solid var(--line);border-radius:16px;margin-top:36px}.avatar{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--brand),var(--brand2));color:#fff;font-weight:900}.small{font-size:14px!important;color:var(--muted)}.muted{color:var(--muted)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:28px}.archive-list{display:grid;gap:16px}.archive-item{display:grid;grid-template-columns:130px 1fr auto;gap:18px;align-items:center;padding:18px 0;border-bottom:1px solid var(--line)}.archive-item .type{font-size:12px;font-weight:850;color:var(--brand2);text-transform:uppercase}.archive-item h3{margin:0;font-size:20px}.archive-item p{margin:4px 0 0;color:var(--muted);font-size:14px}.archive-item>a{font-weight:850;text-decoration:none;color:var(--brand3)}
.visual{margin:30px 0;border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff;box-shadow:0 14px 38px rgba(13,59,102,.08)}.visual img{width:100%;display:block}.visual figcaption{padding:12px 16px;background:var(--soft);font-size:13px;color:var(--muted)}.decision-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:26px 0}.decision-card{padding:20px;box-shadow:none}.decision-card strong{display:block;margin-bottom:6px}.decision-card small{color:var(--muted)}.scorebar{display:grid;grid-template-columns:160px 1fr 42px;gap:12px;align-items:center;margin:10px 0}.bar{height:10px;border-radius:999px;background:#e8eef4;overflow:hidden}.bar>span{display:block;height:100%;background:linear-gradient(90deg,var(--brand3),var(--brand2));border-radius:inherit}.sourcebox{background:#f8fafc;border:1px solid var(--line);padding:18px;border-radius:14px;margin:30px 0}.sourcebox h3{font-size:18px;margin-bottom:8px}.sourcebox li,.sourcebox p{font-size:14px!important;color:var(--muted)}.vendor-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:24px 0}.vendor-chip{border:1px solid var(--line);border-radius:14px;padding:14px;text-align:center;font-weight:850;background:#fff}.money-tag{display:inline-block;background:#eaf8f2;color:#087a55;border:1px solid #bee7d6;padding:4px 8px;border-radius:999px;font-size:12px;font-weight:850}.warning-tag{display:inline-block;background:#fff4e4;color:#9a5a00;border:1px solid #f2d2a4;padding:4px 8px;border-radius:999px;font-size:12px;font-weight:850}.footer-cta{padding:28px;border-radius:20px;background:linear-gradient(135deg,#0d3b66,#0f6e7a);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:20px}.footer-cta h2{margin:0;font-size:30px}.footer-cta p{margin:6px 0 0;color:#d9eaf1}.site-footer{background:#081426;color:#dbe3ec;padding:52px 0 24px;margin-top:40px}.site-footer .brand{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px}.site-footer h4{color:#fff;margin:0 0 12px}.site-footer a{display:block;margin:7px 0}.site-footer p{color:#aab6c5;max-width:520px}.legal{border-top:1px solid #253243;margin-top:28px;padding-top:20px;color:#8f9cad;font-size:13px}.workflow{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;margin-top:26px}.flow-step{min-height:145px;padding:17px 10px;border:1px solid var(--line);border-radius:16px;background:linear-gradient(180deg,#fff,#f6f9fc);display:flex;flex-direction:column;justify-content:center;text-align:center}.flow-step b{margin:0 auto 8px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff}.flow-step span{font-weight:900;font-size:16px}.flow-step small{color:var(--muted);margin-top:5px}.newsletter{padding:26px;background:linear-gradient(135deg,#fff,#f3f8f7)}
@media(max-width:900px){.hero-grid,.article-shell,.grid-4,.grid-3,.footer-grid,.feature-strip,.two-col,.decision-grid,.vendor-strip{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}.toc{position:static;margin-top:0;order:-1}.navlinks{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:16px 20px;flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.menu{display:block}.archive-item{grid-template-columns:1fr}.hero{padding-top:44px}.section{padding:48px 0}.proscons{grid-template-columns:1fr}.feature-strip{margin-top:20px}.article p,.article li{font-size:17px}.workflow{grid-template-columns:repeat(2,1fr)}.hero-illustration img{height:360px}.footer-cta{align-items:flex-start;flex-direction:column}.scorebar{grid-template-columns:120px 1fr 38px}}
@media(max-width:560px){.wrap{width:min(var(--max),calc(100% - 26px))}h1{font-size:40px}.lede{font-size:18px}.actions .btn{width:100%}.brand span:last-child{font-size:15px}.hero-illustration img{height:260px}.workflow{grid-template-columns:1fr}.article{padding-top:38px}.article h2{font-size:30px}}